Services
What We do
At SMI, we offer a full range of mortgage and financing solutions designed to meet your specific needs. Whether you’re purchasing, refinancing, or investing, our experienced team is here to guide you through every step with clarity and confidence.
New Mortgages
Start Your Homeownership Journey with Confidence
Whether you’re buying your first home or moving into your next, we make securing a mortgage simple and stress-free. Our licensed mortgage professionals work with top lenders to find the most competitive rates and flexible terms suited to your financial goals. From pre-approval to closing, we’ll guide you every step of the way — helping you move into your new home with confidence.
Refinance
Unlock the Value in Your Home
Refinancing your mortgage can help you lower your payments, access equity, or secure a better interest rate. Our team takes the time to understand your financial goals — whether you’re reducing debt, funding a renovation, or improving cash flow — and connects you with the most suitable refinancing options available. We make the process smooth, transparent, and focused on maximizing your long-term savings.
Private, First & Second Mortgages
Flexible Lending Options for Every Situation
Not all borrowers fit traditional lending criteria — and that’s where we come in. We specialize in arranging private, first, and second mortgages designed for unique financial situations. Whether you’re self-employed, rebuilding credit, or seeking short-term financing, we provide access to a wide network of private and institutional lenders to secure the right mortgage solution, fast and fairly.
Commercial Mortgages
Financing That Grows with Your Business
Grow your business with a commercial mortgage designed to support your vision. From office buildings and retail spaces to mixed-use developments, we provide customized financing for purchases, refinancing, and expansion. Our experienced team works with a network of lenders to secure competitive terms for even the most complex commercial projects.
Debt Consolidation
Simplify Your Finances and Regain Control
Managing multiple debts can be overwhelming. With a debt consolidation mortgage, you can combine high-interest debts — such as credit cards and personal loans — into one manageable monthly payment. Our specialists will assess your situation, find the best rate available, and help you regain financial stability. With one simple payment and a clear plan forward, you can breathe easier and focus on your financial future.
